Protect Your Investment
Owning rental property comes with unique risks. Whether you lease out a single-family home, a 1-4 unit property, a residential condo, or a townhome, we work with multiple specialty insurers to provide the right coverage for your needs. If you rent out properties on Airbnb or other short-term rental platforms, we have carriers that offer tailored protection.
For commercial properties, including apartment buildings (5+ units), condo associations, and portfolios of single-family homes, we offer commercial property insurance designed specifically for those needs.
Types of Rental Property Insurance
We offer rental dwelling and rental condo policies designed to:
Protect your property from covered damages
Shield you from liability claims
Provide lost rental income if a covered loss makes your property unlivable
What Kind of Rental Property Insurance Do You Need?
Insurance for Rental Homes
A rental dwelling policy helps cover:
- Property damage from covered events like fire, storms, and vandalism
- Liability claims if a tenant or guest is injured on the property
- Loss of rental income if the home becomes uninhabitable due to a covered claim
Insurance for Condo Rentals
A rental condo unitowners policy helps cover:
- Interior property and furnishings inside the condo
- Liability protection in case of accidents inside the unit
- Loss of rental income due to covered damages
Short-Term Rental Property Insurance (Airbnb & Vacation Rentals)
We work with insurers who specialize in coverage for short-term vacation rentals, protecting your property and liability risks unique to short-term tenants.
Not Sure What You Need?
If you own commercial rental properties, including:
- Apartment buildings (5+ units)
- Condo associations
- Portfolios of single-family rental homes
We offer separate commercial property insurance to meet those specific needs.
Frequently Asked Questions About Rental Property Insurance
Does rental property insurance cover tenant damage?
Accidental tenant damage is often covered. However, intentional damage and normal wear-and-tear are typically not covered under standard policies.
Who is responsible for a personal injury on rental property?
Landlords can be held liable if they are found negligent in maintaining the property. Rental property insurance can help protect against these claims.
Does homeowners insurance cover rental property?
No. Standard homeowners insurance does not cover rental properties. You’ll need a rental dwelling or rental condo policy to ensure proper protection.
How much rental property insurance do I need?
The right amount of coverage depends on the property type, rental income, and potential risks. A strong policy should cover:
- Property damage
- Liability claims
- Loss of rental income
Protect Your Rental Property with the Right Coverage
We believe in educating landlords, providing white-glove service, and shopping with multiple carriers to find the best solution for your rental property at the best price.
Let’s find the right coverage for you today!
Additional Property Insurance
Homeowners
Coverage for your home
Renters
Coverage for renters
Condo
Coverage for your condo
Rental Property
Coverage for your rental property
Personal Articles
Coverage for your personal articles
Farm & Ranch
Coverage for your farm or ranch